Government of India’s Schemes for 2024
The Government of India has continually launched various schemes to promote the welfare and development of its citizens. For 2024, the government has introduced a range of initiatives aimed at different sectors including healthcare, education, agriculture, infrastructure, and social welfare. These schemes are designed to address pressing issues and improve the quality of life for all citizens, especially the underprivileged and marginalized communities.
1. Pradhan Mantri Awas Yojana (Urban & Rural)
Launched with the vision of “Housing for All by 2024,” the Pradhan Mantri Awas Yojana (PMAY) aims to provide affordable housing to urban and rural poor. Under PMAY (Urban), the government focuses on slum rehabilitation, affordable housing through credit-linked subsidies, and partnership with public and private sectors. PMAY (Rural) aims to provide financial assistance for constructing quality homes to the rural poor, including SC/ST and minorities.
2. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)
Ayushman Bharat, or PM-JAY, is one of the largest healthcare schemes in the world, aiming to provide health coverage to over 50 crore beneficiaries. In 2024, the scheme continues to offer a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization. The scheme primarily targets economically disadvantaged groups, providing free treatment at empaneled hospitals.
3. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
To support farmers, the government has continued with the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, which provides financial assistance of Rs. 6,000 per year to small and marginal farmers. The amount is directly transferred to the bank accounts of beneficiaries in three equal installments. This initiative aims to ensure financial stability and support to farmers for agricultural inputs and other expenses.
4. Atmanirbhar Bharat Abhiyan
Atmanirbhar Bharat Abhiyan, or the Self-Reliant India Campaign, is a significant initiative to make India self-sufficient. In 2024, the government has introduced further measures under this campaign to boost manufacturing, innovation, and entrepreneurship. Key sectors include MSMEs, agriculture, infrastructure, and technology. Various financial incentives, subsidies, and support programs have been announced to foster growth and resilience in these sectors.
5. Jal Jeevan Mission
The Jal Jeevan Mission continues to aim for the provision of safe and adequate drinking water through individual household tap connections by 2024 to all rural households. This mission also emphasizes the importance of water conservation and management, ensuring that every household has access to potable water on a sustainable basis.
6. National Education Policy (NEP) 2020 Implementation
The implementation of the National Education Policy (NEP) 2020 remains a priority in 2024, aiming to transform India’s education system. Key reforms include universalization of education from pre-school to secondary level, emphasizing early childhood care and education, restructuring of the school curriculum, and a multidisciplinary approach in higher education. The policy aims to make education more holistic, flexible, and aligned with the needs of the 21st century.
7. Pradhan Mantri Fasal Bima Yojana (PMFBY)
The Pradhan Mantri Fasal Bima Yojana is a crop insurance scheme designed to provide financial support to farmers in the event of crop failure due to natural calamities, pests, and diseases. In 2024, the scheme continues to offer insurance coverage and financial assistance to ensure farmers can recover from losses and sustain agricultural activities.
8. Digital India Programme
Digital India is a flagship program aimed at transforming India into a digitally empowered society and knowledge economy. In 2024, the initiative continues to expand internet connectivity, promote digital literacy, and enhance digital infrastructure. Key projects include the BharatNet initiative for broadband connectivity in rural areas, the establishment of Common Service Centers (CSCs), and the promotion of digital payments and online services.
9. Skill India Mission
The Skill India Mission focuses on vocational training and skill development to improve employability and productivity. In 2024, the mission aims to train millions of youth across various sectors through initiatives like the Pradhan Mantri Kaushal Vikas Yojana (PMKVY), which provides short-term training and certification. The mission also includes the establishment of model skill centers and strengthening apprenticeship programs.
10. National Rural Livelihood Mission (NRLM)
The National Rural Livelihood Mission aims to enhance the economic empowerment of rural women by promoting self-help groups (SHGs) and providing them with access to financial services, skill development, and livelihood opportunities. In 2024, NRLM continues to support rural households by fostering entrepreneurship, market linkages, and community institutions.
11. Pradhan Mantri Gram Sadak Yojana (PMGSY)
PMGSY aims to provide all-weather road connectivity to unconnected habitations in rural areas. In 2024, the scheme focuses on completing ongoing projects, ensuring quality and sustainability of rural roads, and enhancing rural infrastructure to facilitate economic activities and improve access to services.
12. Swachh Bharat Mission (SBM)
The Swachh Bharat Mission continues to promote sanitation and hygiene practices across India. In 2024, the mission aims to sustain open defecation-free (ODF) status, promote solid and liquid waste management, and enhance cleanliness in rural and urban areas. The mission encourages community participation and the adoption of innovative sanitation solutions.
13. Pradhan Mantri Mudra Yojana (PMMY)
PMMY provides financial support to small and micro enterprises through the provision of loans up to Rs. 10 lakhs. In 2024, the scheme focuses on promoting entrepreneurship, especially among women and marginalized communities, by facilitating access to credit for business activities, expansion, and modernization.
14. Beti Bachao Beti Padhao (BBBP)
The Beti Bachao Beti Padhao initiative aims to address the declining child sex ratio and promote the education and empowerment of girls. In 2024, the scheme continues to focus on creating awareness about gender equality, improving access to education for girls, and ensuring their safety and well-being through coordinated efforts at the national, state, and local levels.
15. Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
PMKVY is a skill development initiative that provides short-term training and certification to youth to enhance their employability. In 2024, the scheme emphasizes industry-relevant skill training, the establishment of skill training centers, and the promotion of entrepreneurship to meet the demands of the evolving job market.
16. Stand-Up India Scheme
The Stand-Up India scheme aims to promote entrepreneurship among women and SC/ST communities by providing loans for setting up greenfield enterprises. In 2024, the scheme continues to offer financial support, mentorship, and handholding services to encourage entrepreneurship and economic empowerment.
17. Ujjwala Yojana
The Pradhan Mantri Ujjwala Yojana aims to provide LPG connections to women from below the poverty line (BPL) households, promoting clean cooking fuel and reducing health hazards associated with traditional cooking methods. In 2024, the scheme focuses on expanding coverage, ensuring timely delivery of LPG cylinders, and promoting the safe use of LPG.
18. National Health Mission (NHM)
NHM aims to strengthen healthcare systems, improve maternal and child health, and control communicable and non-communicable diseases. In 2024, the mission continues to enhance healthcare infrastructure, provide essential medicines and diagnostic services, and promote preventive healthcare through community health programs.
19. Kisan Credit Card (KCC) Scheme
The Kisan Credit Card scheme provides farmers with access to credit for agricultural and allied activities. In 2024, the scheme focuses on simplifying the application process, increasing the coverage of beneficiaries, and promoting the use of KCC for purchasing inputs, meeting working capital needs, and other agricultural expenses.
20. Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY)
PMGKAY is a food security scheme aimed at providing free food grains to the poor and vulnerable during emergencies. In 2024, the scheme continues to ensure food security by distributing additional food grains to eligible households, mitigating the impact of economic disruptions, and supporting vulnerable populations.
21. National Digital Health Mission (NDHM)
The National Digital Health Mission aims to create a digital health ecosystem by providing unique health IDs, digitized health records, and facilitating interoperability between healthcare providers. In 2024, NDHM focuses on expanding the digital health infrastructure, promoting telemedicine, and ensuring data privacy and security in
